Privacy Policy

Cookies and other technologies. We and our affiliates, vendors, and business partners may send “cookies” to your computer or use similar technologies to understand and enhance your online experience at our Sites and through our advertising and media across the Internet and mobile apps.

Cookies are small text files placed in your browser. We may also use pixels or “web beacons” that monitor your use of our Sites. Web beacons are small strings of code that provide a method for delivering a graphic image on a webpage for the purpose of transferring data, such as the IP address of the computer that downloaded the page on which the web beacon appears, the URL of the page on which the web beacon appears, the time the page containing the web beacon was viewed, the type of browser that fetched the web beacon, and the identification number of any cookie on the computer previously placed by that server. We may also integrate SDKs into our applications to perform similar functions as cookies and web beacons. For example, SDKs may collect technical and usage information such as mobile device identifiers and your interactions with the Site and other mobile apps.

We may use cookies and other technologies to help recognize your browser or device, maintain your preferences, provide certain Site features, and collect information about interactions with our Sites, our content, and our communications. For example, when corresponding with you via HTML capable email, web beacons, and other technologies let us know about your activity, including whether you received and opened our email, clicked through a link, or otherwise interacted with our content, and this information may be associated with Information previously collected.

We may also use cookies and other technologies (i) to provide, develop, maintain, personalize, protect, and improve our Sites, products, programs, and services and to operate our business, (ii) to perform analytics, including to analyze and report on usage and performance of our Sites and marketing materials, (iii) to protect against, identify, and prevent fraud and other unlawful activity, (iv) to create aggregate data about groups or categories of our users, (v) to synchronize users across devices, affiliates, business partners, and select third parties, and (vi) for us and our affiliates, business partners, and select third parties to target, offer, market, or advertise products, programs, or services. Cookies and other technologies also facilitate, manage, and measure the performance of advertisements displayed on or delivered by or through us and/or other networks or sites. By visiting the Site, whether as a registered user or otherwise, you acknowledge, and agree that you are giving us your consent to track your activities and your use of the Site through the technologies described above, as well as similar technologies developed in the future and that we may use such tracking technologies in the emails we send to you.

Managing cookies and other technologies. Cookies can either be persistent (i.e., they remain on your computer until you delete them) or temporary (i.e., they last only until you close your browser). Check your browser settings to learn how to delete cookies.

You may adjust your browser to reject cookies from us or from any other website. Controlling cookies via browser controls may not limit our use of other technologies. Please consult your browser’s settings for more information. However, blocking cookies or similar technology might prevent you from accessing some of our content or Site features.

Some of our Sites may use locally stored objects (“LSOs”) to provide certain content, such as video on demand, video clips, or animation, and a better user experience. Adobe’s Flash player and similar applications use this technology to remember settings, preferences, and usage similar to browser cookies. Flash cookies are not managed through your web browser, but you can access your Flash management tools by visiting Adobe’s website. Your browser may also offer other tools to delete or reject other LSOs; please check your browser’s settings or help menu for more information.

Some of our sites may use Google Analytics to analyze traffic. You can find out more information about Google Analytics cookies by visiting the following location provided: https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage. To opt-out of Google Analytics relating to your use of our Sites, you can download and install the Browser Plugin available by visiting the following location provided: https://tools.google.com/dlpage/gaoptout?hl=en.

We do not currently take action to respond to Do Not Track signals because a uniform technological standard has not yet been developed. We continue to review new technologies and may adopt a standard once one is created.

See the Your Choices and Controls section to learn how to control data collection for certain purposes.

We have put in place reasonable controls designed to help safeguard the personal information we collect via the Sites. However, no security measures are perfect, and we cannot assure you that the personal information that we collect will never be accessed or used in an unauthorized way.

To access personal information that we have collected about you online from the Sites on which this Privacy Policy is posted, or to update your user profile, please log into your account if you have created one with us, or send an email to info@bankmoneydeal.com. For California residents, please see below for additional information on accessing information about you.

This California and CCPA Privacy Rights, Metrics, and Disclosure section address legal obligations and rights laid out in the California Consumer Privacy Act (“CCPA”) and other laws that apply only to California residents. These obligations and rights apply to businesses doing business in California and to California residents and information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with California consumers or households (“California Information”). It does not apply to information that has been de-identified or aggregated as provided by CCPA.

CCPA METRICS  

CCPA Regulations require us to provide disclosure of metrics for the previous calendar year regarding the requests by California residents. These metrics report the number of access, deletion, and Do Not Sell requests made, the number fulfilled in whole, or in part, and the number denied.

CALIFORNIA INFORMATION WE COLLECTED AND SHARED

This section provides the information California residents need to exercise their rights over their California Information. Here is information about the California Information we have collected from and shared about consumers in the year before this section was last updated.

California Information We Collected

In the year before this section was last updated, we may have collected the following categories of California Information:

• Address and other identifiers – such as name, phone number, postal address, zip code, email address, account name or number, date of birth, driver’s license number, payment card numbers, or other similar identifiers
• Characteristics of protected classifications – such as race, ethnicity, or sexual orientation
• Unique and other online identifiers – such as IP address, device IDs, or other similar identifiers that relate to your device and its operating system
• Commercial information – such as products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies
• Internet or other electronic network activity information – such as browsing history, search history, and information regarding your interactions with our Sites, and content such as videos, ads, websites, and devices such as smart TVs, streaming media, browsers, and apps
• Professional information or educational Information – such as your current occupation
• Biometric information
• Audio, visual, or similar information – such as photos, videos, video footage (CCTV), or recordings you choose to post to our Sites or provide by granting us access to your camera while using Sites or services
• Location information – such as your device’s precise location in connection with certain Sites
• Inferences or audience segmentation – such as individual profiles, preferences, characteristics, and behaviors
• In-Game or online viewing activities – such as videos, content, and pages viewed

We may have collected or sold these categories of California Information for the following business or commercial purposes:

• Performing services on behalf of the business – such as customer service, processing or fulfilling orders, providing content recommendations, and processing payments
• Auditing customer transactions
• Fraud and crime prevention
• Debugging errors in systems
• Marketing and advertising
• Internal research, analytics, and development – e.g., user-preference analytics
• Developing, maintaining, provisioning, or upgrading networks, products, services, or devices

We may have obtained California Information from a variety of sources, including:

• Directly from you – such as technical and usage information when you use our Sites
• Linked sites – such as Social Media Sites and third-party platforms
• Our affiliates
• Our joint ventures and promotional and strategic partners
• Information suppliers
• Distributors and other vendors
• Marketing mailing lists
• Other users submitting information about you – such as to invite you to participate in an offering, make recommendations, or share content
• Publicly available sources

Disclosures of California Information:

In the year before this section was last updated, we may have disclosed the following categories of California Information to third parties:

• Address and other identifiers – such as name, phone number, postal address, zip code, email address, account name or number, date of birth, driver’s license number, payment card numbers, or other similar identifiers
• Characteristics of protected classifications – such as race, ethnicity, or sexual orientation
• Unique and other online identifiers – such as IP address, device IDs, or other similar identifiers that relate to your device and its operating system
• Commercial information – such as products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies
• Internet or other electronic network activity information – such as browsing history, search history, and information regarding your interactions with our Sites, and content such as videos, ads, websites, and devices such as smart TVs, streaming media, browsers, and apps
• Professional information or educational Information – such as your current occupation
• Biometric information
• Audio, visual, or similar information – such as photos, videos, video footage (CCTV), or recordings you choose to post to our Sites or provide by granting us access to your camera while using Sites or services
• Location information – such as your device’s precise location in connection with certain Sites
• Inferences or audience segmentation – such as individual profiles, preferences, characteristics, and behaviors
• In-Game or online viewing activities – such as videos, content, and pages viewed

We may have disclosed each of these categories of California Information to the following categories of third parties:

• Affiliates – These entities are associated with us through common ownership.
• Service Providers – These entities process information on our behalf for business purposes, helping us provide products or services to you
• Social Media Platforms – These entities maintain networks connecting individuals and organizations – such as Facebook, LinkedIn, or Twitter
• Advertising Partners – These entities help us advertise our products or services, as well as connect us with others who want to place advertisements on some of our products or services
• Analytics Partners – These entities help us collect data on how our products or services are used so that we can improve them and better understand our consumers
• Promotional Partners – We partner with these entities to jointly promote our products, for example by running contests or other promotional campaigns
• Government Entities – These entities include law enforcement authorities, regulatory agencies, and courts

Categories of California Information sold to third parties

The CCPA defines ‘sale’ very broadly. It includes the sharing of California Information in exchange for anything of value. According to this broad definition, in the year before this section was last updated, we may have sold the following categories of California Information to third parties:

• Address and other identifiers – such as name, phone number, postal address, zip code, email address, account name or number, date of birth, driver’s license number, payment card numbers, or other similar identifiers
• Characteristics of protected classifications – such as race, ethnicity, or sexual orientation
• Unique and other online identifiers – such as IP address, device IDs, or other similar identifiers that relate to your device and its operating system
• Commercial information – such as products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies
• Internet or other electronic network activity information – such as browsing history, search history, and information regarding your interactions with our Sites, and content such as videos, ads, websites, and devices such as smart TVs, streaming media, browsers, and apps
• Professional information or educational Information – such as your current occupation
• Biometric information
• Audio, visual, or similar information – such as photos, videos, video footage (CCTV), or recordings you choose to post to our Sites or provide by granting us access to your camera while using Sites or services
• Location information – such as your device’s precise location in connection with certain Sites
• Inferences or audience segmentation – such as individual profiles, preferences, characteristics, and behaviors
• In-Game or online viewing activities – such as videos, content, and pages viewed

We may have sold each of these categories of California Information to the following categories of third parties:

• Affiliates – These entities are associated with us through common ownership.
• Social Media Platforms – These entities maintain networks connecting individuals and organizations – such as Facebook, LinkedIn, or Twitter
• Advertising Partners – These entities help us advertise our products or services, as well as connect us with others who want to place advertisements on some of our products or services
• Analytics Partners – These entities help us collect data on how our products or services are used so that we can improve them and better understand our consumers
• Promotional Partners – We partner with these entities to jointly promote our products, for example by running contests or other promotional campaigns

YOUR CALIFORNIA PRIVACY RIGHTS TO REQUEST DISCLOSURE OF INFORMATION WE COLLECT AND SHARE ABOUT YOU

If you are a California resident, California Civil Code Section 1798.83 permits you to request information about our practices related to the disclosure of your personal information to certain third parties for their direct marketing purposes. You may be able to opt out of our sharing of your personal information with unaffiliated third parties for third parties direct marketing purposes in certain circumstances. Please send your request (along with your full name, email address, postal address, and the subject line labeled “Your California Privacy Rights”) by email info@bankmoneydeal.com

• In addition, if you are a California resident, the CCPA grants you the right to request certain information about our practices with respect to California Information. In particular, you can request the following:
• The categories and specific pieces of your California Information that we’ve collected
• The categories of sources from which we collected California Information
• The business or commercial purposes for which we collected or sold California Information
• The categories of third parties with which we shared California Information

You can submit a request to us for the following additional information:

• The categories of third parties to whom we’ve sold California Information, and the category or categories of California Information sold to each
• The categories of third parties to whom we’ve disclosed California Information, and the category or categories of California Information disclosed to each

YOUR RIGHT TO REQUEST THE DELETION OF CALIFORNIA INFORMATION

Upon your request, we will delete the California Information we have collected about you, except for situations when that information is necessary for us to: provide you with a product or service that you requested; perform a contract we entered into with you; maintain the functionality or security of our systems; comply with or exercise rights provided by the law, or use the information internally in ways that are compatible with the context in which you provided the information to us, or that are reasonably aligned with your expectations based on your relationship with us.

YOUR RIGHT TO ASK US NOT TO SELL YOUR CALIFORNIA INFORMATION

You can always tell us not to sell your California Information by contacting us at info@bankmoneydeal.com

HOW TO EXERCISE YOUR CALIFORNIA RIGHTS

You may exercise your rights to request access to your California Information, deletion of your California Information, or to request we not sell your California Information by contacting us at info@bankmoneydeal.com.  These requests are generally free. When you submit a request, we will usually ask you to provide an email address which we will contact to confirm the request was not fraudulently submitted.

In addition, for access and deletion requests, we will use a third-party verification service to confirm that you are who you say you are. Our verification service does this by matching information you provide against information held about you in its records, or, if necessary, by allowing you to submit documents proving your identity.

If you are the parent of a child under 13 years of age, you may also submit a request on behalf of your child. In that event, we will ask you to provide your child’s email address, to verify your identity, and to submit a signed form authorizing us to proceed with the request regarding your child’s California Information.

You may also designate an authorized agent to submit a request on your behalf. To do so, we will require either (1) a valid power of attorney, or (2) signed written permission from you. In the event your authorized agent is relying on signed written permission, we may also need to verify your identity and/or contact you directly to confirm permission to proceed with the request.

Your authorized agent can make a request by contacting us at info@bankmoneydeal.com.

OUR SUPPORT FOR THE EXERCISE YOUR DATA RIGHTS

You have the right not to receive discriminatory treatment if you exercise any of the rights explained in this section of the Privacy Policy. We are committed to providing you control over your California Information, we will not disadvantage you if you choose to exercise your rights.

CALIFORNIA CONSUMERS UNDER 16 YEARS OLD

CCPA has specific rules regarding the use of California Information from consumers under 16 years of age. In particular, consistent with the CCPA, if we knowingly collect the California Information of a consumer under the age of 16, we will not sell the information unless we receive affirmative permission to do so. If the consumer is between the ages of 13 and 16 years of age, the consumer may provide that permission; if the consumer is under the age of 13, the consumer’s parent or guardian must provide the permission. As of the Effective Date of this Privacy Policy, we do not have actual knowledge that we sell California Information of consumers under 16 years of age.

If you would like further information on how we handle California Information from consumers under the age of 16 years of age, or if you have questions about these information practices, you may contact us at info@bankmoneydeal.com

CALIFORNIA CONSUMERS UNDER 18 YEARS OLD

California consumers who are registered users of the Sites and under 18 years of age may request the removal of content or information they posted on the Sites. We will remove such content or information when we are required to do so by law. To request the removal of content or information, you posted on the Sites, you may contact us at info@bankmoneydeal.com

However, even if we remove the content or information that you posted, we cannot completely prevent further use or disclosure of that content or information by others once you have shared it in a publicly available forum.