Imagine this: You’ve just bought a brand-new, state-of-the-art television. You’re excited about enjoying your favorite shows in high-definition, but you’re also a bit worried about what might happen if the TV breaks down after the manufacturer’s warranty expires.
Fortunately, you used your Chase credit card to buy the TV, which means you have access to a little-known benefit: Extended Warranty Protection. Let me share a story about how this benefit saved my friend, Tom, from a costly repair.
What is Extended Warranty Protection?
Chase’s Extended Warranty Protection is a benefit that extends the original warranty on eligible items by an additional year.
This applies to warranties of three years or less.
For example, if you buy a gadget with a two-year warranty, Chase adds an extra year, so your item is covered for three years in total. Pretty neat, huh?
The Limit of Extended Warranty Protection
One thing to keep in mind, though, is that the Extended Warranty Protection has a coverage limit.
It covers up to the original price of the purchased item, up to $10,000 per claim, and a maximum of $50,000 per account.
This protection extends to items bought in the U.S. and abroad, as long as they have a valid original manufacturer’s U.S. repair warranty of three years or less.
It can even cover items given as gifts!
The Perks of Having a Chase Credit Card
Let’s go back to Tom’s story. He bought a new TV for $2,000.
It came with a one-year manufacturer’s warranty. Tom was smart and used his Chase credit card for the purchase.
Little did he know, he was about to learn firsthand how valuable his credit card’s Extended Warranty Protection could be.
The Breakdown
Fast forward to 14 months later. The manufacturer’s warranty had expired, and the TV broke down.
It wouldn’t turn on no matter what Tom tried.
He was frustrated and worried about having to shell out hundreds of dollars for repairs or even having to buy a new TV.
Extended Warranty Protection to the Rescue!
Then, Tom remembered that he’d used his Chase credit card to buy the TV. He recalled something about Extended Warranty Protection and decided to check if it could help.
He found out that because his TV had an original warranty of one year, the Extended Warranty Protection had kicked in after the manufacturer’s warranty expired, extending the warranty for an additional year.
That meant his TV was still covered!
How to Claim the Extended Warranty Protection
Tom called the Benefit Administrator to start the claim process.
Call 1-888-320-9656 if you’re in the US.
If you’re outside of the US, call collect at 1-804-673-1691.
He had to provide some documentation, including the itemized sales receipt and information about the original warranty.
But once he’d submitted everything, he just had to wait.
A few weeks later, Tom got the news: his claim was approved! The Extended Warranty Protection covered the repair costs for his TV, saving him hundreds of dollars.
He just had to take his TV to a repair shop, and Chase took care of the rest.
He was ecstatic. What had initially seemed like a disaster turned into a demonstration of how his Chase credit card had his back.
The Underrated Benefit of Your Credit Card
Not everyone is aware of the benefits that come with their credit cards. Just like Tom, you could be sitting on hidden perks that could save you money.
So next time you make a big purchase, consider using your Chase credit card. That extended warranty could come in handy.
And remember, just because your manufacturer’s warranty has expired doesn’t mean you’re out of options. With Chase’s Extended Warranty Protection, you have an extra safety net. Happy shopping!
Remember, always read the fine print and understand your credit card benefits. They’re there to help you. Safe shopping!
